With a Smart-E Bundle, you can save even more by installing multiple green energy upgrades. Bundling energy measures can help you increase the comfort of your home with green energy solutions – and save money. With low rates and flexible terms, financing green energy upgrades is as easy as child’s play.

What is a Smart-E Bundle Loan?

Connecticut Green Bank – in partnership with Energize CT, select local lenders and contractors – offers long-term, low-interest financing to help you upgrade your home’s energy performance with no money down.

We can show you how to make a bundle that will save a bundle by combining multiple green energy solutions. With rates as low as 4.49%, customers can increase the comfort of their home and maximize their savings.

*APR=Annual Percentage Rate. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Subject to other terms and conditions. Other restrictions may apply.

Featured Smart-E Bundles

Smart-E puzzle The Smart-E Bundle can help you maximize your savings with a select combination of bundled home upgrades, as seen in the chart below.

High efficiency HVAC Bundles	Home Energy Solutions (HES) Core Services Bundle	Solar PV Bundles	Insulation Bundles
Pair a high efficiency boiler or furnace with any of the following:	Participate in HES and install any of the following:	Go solar and add any of the following:	Install attic, floor, or wall insulation and add any of the following:
Attic, wall or floor insulation	Attic, wall or floor insulation	Attic, wall or floor insulation	Energy efficient windows
Heat Pump*	Heat pump*	Heat pump*	Heat pump*
Solar PV	High efficiency boiler or furnace	High efficiency boiler or furnace	High efficiency boiler or furnace
		Tankless or indirect water heater	Tankless or indirect water heater
		Electric Vehicle Charging Station	Solar PV
		Central Air Conditioning
		Energy efficient windows

* Heat pumps include air source hot water heater, ductless mini splits, and geothermal.

The Smart-E Loan can be used for single-measure home improvements as well – over 40 energy improvements are eligible! Click Here for more information.

How Do I Get Started with a Smart-E Bundle Loan?

Find a Contractor to discuss your energy improvements.
If your contractor is not the approved list, they should contact smarte@ctgreenbank.com for Smart-E training.

Using multiple contractors? Select one to act as your general contractor. They will help facilitate this process for you.
Select your bundle.
Your contractor will work with you to be sure the improvements meet our eligibility requirements.
Get pre-approved by a participating lender.
Apply directly with your selected lender before your contractor begins the project.
Close your loan with your lender.
Your lender will reach out to schedule loan closing once the project is approved.

Smart-E Loan Eligibility Requirements

Property must be located in Connecticut
Property must be owner-occupied
Property must be a 1 to 4 unit residential building
Condominiums must be individually metered

Get Pre-Approved With a Participating Lender

CT Green Bank and Energize Connecticut partner with lenders in your community to offer Smart-E loans at rates as low as 4.49% or flexible terms up to 12 years.